Job particulars
- Job title
- Lead Fintech Oversight & Governance
- Hiring organisation
- s Expand Recruitment Services
- Location
- Nairobi, Kenya
- Employment type
- Full-time
- Work arrangement
- On-site
- Industry
- Legal
- Level
- Management
- Experience
- 10+ years
- Posted
- 28 Sept 2026
- Closing date
- 10 Oct 2026
Key responsibilities
- Health and Safety
- Uphold the company code of conduct, policies and procedures, ensuring integrity and accountability in every aspect of your work.
- All employees have a responsibility to adhere to safety, health, and wellbeing policies, guidelines and procedures in all actions and decisions.
- Fintech Regulatory Strategy & Framework.
- Develop and continuously refine Safaricom’s integrated fintech regulatory strategy aligned its ambitions and digital financial services expansion.
- Define the regulatory positioning across payments, credit, savings, interoperability, open banking, embedded finance, and emerging fintech models.
- Translate regulatory obligations into structured operating frameworks that enable innovation while maintaining prudential integrity.
- Lead regulatory scenario planning to assess impact of policy shifts on revenue, product pipelines, and capital exposure.
- Ensure alignment between regulatory strategy and commercial growth priorities across M-Pesa and broader DFS portfolios.
- Regulatory & Central Bank Engagement.
- Lead structured, senior-level engagement with the Central Bank of Kenya and other financial regulators to secure licenses, approvals, and product clearances.
- Build and maintain trusted institutional relationships that strengthen Safaricom’s credibility as a responsible fintech ecosystem player.
- Oversee preparation of high-quality regulatory submissions, impact assessments, and consultation responses.
- Manage complex regulatory negotiations, inspections, and supervisory reviews.
- Escalate and manage emerging regulatory risks at executive and Board level where required.
- License to Operate & Prudential Governance.
- Safeguard Safaricom’s financial services license to operate through proactive regulatory compliance positioning and oversight.
- Ensure alignment with prudential requirements including capital adequacy, consumer protection, data governance, AML/CFT, and operational resilience standards.
- Partner with Risk, Compliance, and Legal to manage regulatory findings, remediation plans, and supervisory commitments.
- Monitor evolving supervisory expectations and embed regulatory readiness into business processes.
- Provide executive assurance on regulatory exposure and mitigation strategies.
- Fintech Policy Shaping & Industry Influence.
- Shape national and regional fintech policy outcomes through evidence-based advocacy and structured stakeholder engagement.
- Represent Safaricom in industry coalitions, regulatory forums, and multi-stakeholder policy platforms.
- Develop policy position papers that align commercial objectives with public interest and financial inclusion goals.
- Influence emerging frameworks in digital identity, interoperability, open finance, cross-border payments, and AI-enabled financial services.
- Strengthen Safaricom’s positioning as a strategic partner in Kenya’s digital transformation and economic development agenda.
- Product & Innovation Regulatory Enablement.
- Embed regulatory foresight into product ideation, development, and commercialization cycles.
- Provide early regulatory advisory to accelerate time-to-market for new fintech propositions.
Candidate requirements
- Bachelor’s degree in Law, Finance, Economics, Public Policy, Banking, Business Administration, or related field from a recognised institution.
- Master’s degree in Finance, Banking, Public Policy, Business Administration, Law, or related discipline (strongly preferred).
- 10–15 Years’ progressive experience in financial services regulation, digital financial services, fintech policy, banking supervision, or regulatory advisory roles.
- Minimum 5 years operating at senior management level within a regulated financial institution, fintech, central bank, regulatory authority, or advisory environment.
- Strong understanding of Central Bank of Kenya (CBK) regulatory frameworks, including payments systems, prudential standards, consumer protection, AML/CFT, and digital finance supervision.
- Demonstrated experience managing regulatory approvals for new financial products, partnerships, or operating model changes.
- Deep understanding of digital financial services ecosystems including mobile money, open banking, APIs, interoperability, lending, data governance, and AI-driven financial models.
- Proven ability to analyse regulatory frameworks and translate supervisory expectations into commercially viable solutions.
- Experience engaging senior regulatory officials and participating in structured supervisory discussions.
- Strong commercial acumen, ability to balance regulatory compliance with growth enablement and product scalability.
- Demonstrated ability to operate with high discretion, judgment, and political sensitivity in high-stakes regulatory environments.
- Excellent analytical, drafting, and executive communication capability.
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Hiring organisation
s Expand Recruitment Services