Job particulars
- Job title
- Credit Analysts – Digital Credit
- Hiring organisation
- Testimonials
- Location
- Nairobi, Kenya
- Employment type
- Full-time
- Work arrangement
- On-site
- Industry
- Finance
- Level
- Entry
- Posted
- 23 Oct 2026
- Closing date
- 30 Oct 2026
Key responsibilities
- Key accountabilities/Deliverables/Outcomes.
- Accountability: Development of Risk Management Models – 20%.
- Design and development of effective credit risk management models for the mobile lending product.
- Design and development of application and behavioural scorecards for different products/markets portfolio.
- Definition of a credit strategy for each portfolio to optimize portfolio profitability.
- Continuous research and testing to assure effectiveness of the credit risk models and tools.
- Accountability: Execution and Maintenance of Risk Management Models – 30%.
- Execution and maintenance of these credit risk models to optimize profit.
- Review and underwrite credit strategies that may require subjective input.
- Accountability: Portfolio Monitoring – 30%.
- Portfolio monitoring to identify trends and mitigation strategies to achieve target credit risk metrics.
- Define and manage a portfolio management strategy that assures compliance to performance metrics.
- Preparing monthly macro-economic reviews on the exchange rate, inflation, interest rates and other factors affecting the economic environment.
- Carrying out regular competitor analysis with regard to products and financials.
- Regularly updating the macro-economic library in view of the required Sectors intelligence and regulatory landscape.
- Co-related portfolio performance and macro-economic environment.
- Accountability: Quality Assurance – 20%.
- Contribution to the product development to assure quality is integrated to product design.
- Contribute to product and process design and development to build quality at design.
- Contribute to Sales strategies to positively influence the target population and product uptake.
- Qualification
- A Bachelor’s degree in a maths/statistics/economics/ operations research related field.
Candidate requirements
- Comprehensive credit skills.
- General commercial and industry awareness.
- Working knowledge of risk management policies procedures and pricing.
- High analytical ability.
- Proven excellent presentation skills.
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Hiring organisation
Testimonials